7 days ago

Financing Officer

Aurum Afghanistan Mobile Money Services Company
2204

Financing Officer

2024-12-31    Kabul, Kandahar, Nangarhar     Full Time     2204

Job Location: Kabul, Kandahar, Nangarhar
Nationality: National
Category: Accounting/Finance
Employment Type: Full Time
Salary: As per company salary scale
Vacancy Number: AURUM 024
No. Of Jobs: 20
City: Kabul
Organization: Aurum Afghanistan Mobile Money Services Company
Years of Experience: 2 - 3 years
Contract Duration: Permanent
Gender: Male/Female
Education: Bachelor's Degree
Close date: 2024-12-31

About Aurum Afghanistan Mobile Money Services Company:

Aurum Afghanistan Microfinance is a newly established Islamic Microfinance Institution providing Islamic Financing to low-income individuals or groups who otherwise wouldn't have access to traditional financial services. The primary goal of Aurum Microfinance is to help people become self-sufficient by providing them with the financial tools they need to start or grow small businesses, manage their finances, and improve their overall economic well-being and earn Halal income through Halal products according to Sharia rules and principles.

Job Descriptions:

Aurum Afghanistan Microfinance Institution is dedicated to providing high-quality Islamic financial services under Murabaha to underserved communities, including both males and females. We ensure that our operations comply with Shariah principles. We are seeking a qualified Financing Officer to join our team and help us maintain our commitment to ethical and compliant Islamic financial practices.

Duties & Responsibilities:

  • Evaluate Financing applications and determine the creditworthiness of applicants.
  • Analyze applicants' financial status, and property evaluations to determine Financing feasibility.
  • Obtain and compile copies of Financing applicants' financial statements, and other financial information.
  • Presenting Islamic financing case to the financing committee.
  • Explain to customers the different types of Financings products available, as well as the terms of those products.
  • Review and update financing files.
  • Market financial products to individuals and firms, promoting services that may meet customers' needs.
  • Prepare reports detailing Financing activity.
  • Work closely with clients to identify their financial goals and determine how they can achieve them.
  • Ensure all lending activities comply with regulations and Aurum Afghanistan policies.
  • Conduct site visits and evaluations of Financing applicants' businesses and homes.

Job Requirements:

  • Bachelor's degree in finance, economics, business administration, or a related field.
  • Proven experience as a Financing Officer at least 2 years or 3 years in a similar role.
  • Solid understanding of lending procedures and regulations.
  • Excellent communication and interpersonal skills.
  • Strong analytical and decision-making skills.
  • Ability to work under pressure and manage multiple tasks simultaneously.
  • Proficiency in Microsoft Office Suite and Financing processing software.
  • High level of accuracy and attention to detail.
  • Knowledge financing policies and regulations.
  • Customer service oriented with excellent negotiation skills.
  • Strong organizational and time management abilities.
  • Capability to assess and mitigate risks associated with Islamic financing product.
  • Effective problem-solving skills and the ability to handle complex situations.

Submission Guidelines:

 How to Apply: Interested candidates are invited to submit their resume and cover letter to vacancies.microfinance@aurumaf.com please indicate the job title and vacancy number.

Submission Email:

https://shorturl.at/ZUEwg

Apply


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