Ghazanfar Bank, a full-fledged licensed commercial Bank, commenced its operations in March 2009. The Share Holders of the Bank belongs to one of the leading business groups of Afghanistan. As a leading business house Ghazanfar Group is involved in various key businesses sectors as a front runner such as import and distribution of Petroleum/Gas and other various important industrial sectors. Ghazanfar Bank started its operation in Kabul, Afghanistan, and is offering key financial services both under conventional and Islamic Banking. The Bank has since opened up its Branches at various key locations such as Mazar Sharif, Nayeb Abad Branch, Hairatan, Kunduz, Takhar, Pule- Khumri, Jalalabad, Herat & Kandahar besides opening another eight branches at Kabul in Sarai Shahzada, Shar-e-Naw, Karte Naw, Kote Sangi, Lase Maryam, Karte Char, Kabul International Airport and Wazir Akbar Khan. In due course of time, the Bank intends to expand its Branch Network in Kabul as well as at other key locations of the Country

As WU/Anti-Fraud Officer you are responsible to:

1. Ensure that the bank’s Western Union operations are fully compliant with AML/CFT laws and regulations, WU global requirements, and internal bank policies and legal obligations.
2. Design, implement, and monitor effective preventive controls to detect and deter fraud and other financial crime risks within WU transactions.
3. Continuously assess and evaluate potential vulnerabilities in WU-related activities and recommend appropriate risk mitigation strategies.
4. Conduct oversight and due diligence of all WU transactions processed by branch operators and agents to detect any suspicious or irregular activity.
5. Provide hands-on guidance and support to WU operators at branches and the WU Head Office in the prevention, identification, and investigation of fraud or suspicious transaction reports.
6. Maintain close and effective liaison with the Western Union Regional Compliance Team to address compliance-related inquiries and ensure timely and accurate responses.
7. Review the transaction activity of WU agents/sub-agents to evaluate the effectiveness of internal controls, including thorough due diligence and risk assessments during agent onboarding or renewal processes.
8. Identify and escalate any non-compliance issues or irregular behavior by WU operators, agents, or the first line of defense to the Chief Compliance Officer.
9. Monitor and follow up on the implementation of corrective actions for identified deficiencies or risk areas among WU agents and operators.
10. Design and deliver tailored, periodic AML/CFT and anti-fraud training programs for WU operators and agents to enhance awareness and compliance effectiveness.
11. Carry out any additional duties assigned by the Chief Compliance Officer in line with departmental objectives.

Qualifications:

1. Shall have Bachelor’s degree in Economics, Finance, Accounting, Business Administration, Master’s degree will be preferred.

2. Professional Certifications of TOT, ACFCS, ACAMS or other professional qualification would be a great asset.

3. Familiarized with Oracle solutions, general policies, and AML/CFT laws and regulations.

3. Shall have at least 3 years of professional experience in Bank’s compliance section.

Skills:

1. Fluency in English language in written and verbal communication skills
2. Strong Communication and Interpersonal Skills and ability to build and maintain relationships  
3. Negotiation Skills
4. Understanding of identifying, analyzing, and mitigating potential risks
5. Entrepreneurial Skills
6. Ability to work in a team
7. Decision-making Skills.
8. Must have team management skills.
9. Ability to work under pressure.
10. Having an analytical skills is extremely important

Applicants who meet the above requirements should submit their updated Curriculum vitae (CV)/Resume to (sr.recruitment-officer@ghazanfarbank.com)

Please Mention the position title and vacancy number in the subject of your E-mail otherwise your Email will not be considered.

Note only shortlisted candidates will be contacted for further recruitment process.