Legal and Recovery Officer

Hassel Microfinance Institution is a wholly owned subsidiary of the Agriculture Development Fund. Hassel is a standalone financial institution that provides microfinancing to the entire agriculture value chain. Hassel was established in November 2024 and received an operational license from the Central Bank of Afghanistan (DAB). Hassel is a national microfinance institution exclusively supporting agricultural and livestock businesses. Through Shariah-compliant financing products, Hassel provides accessible financial services designed for the agricultural sector, empowering both male and female clients to enhance productivity and sustainability. With a mission to uplift farmers and agribusinesses, Hassel aims to improve economic growth, resilience, and improved quality of life across agricultural communities.

The Accountant Officer will oversee all financial-related activities of HASSEL. S/he will ensure that the outlined financial policies and procedures are implemented for the project disbursements. 

• Prepare, review, and provide legal advice on all legal documents including financing agreements.
• Court deals, arranging the execution of mortgages/collaterals, and assistin HASSEL  in legal or other related matters.
• Consult and handle HASSEL’s all legal processes, including but not limited to, credit/financings, lawsuits etc.
• Assist Financing Recovery team for the recovery of the default financings.
• File legal cases in the relevant courts against the defaulter borrowers.
• Execute investigation and gathering factual data regarding the legal status of client’s concerned properties to protect the HASSLE’s interest.
• Meet with government officials, property registries, evaluators, and courts to gather information on the legal status of collaterals.
• Represent the HASSEL  in the formal, judicial, and customary legal systems.
• Participate in judicial sessions and defends the HASSEL’s interests in court trials.
• Participate in the prosecution investigation process regarding the HASSLE’s client and employees.
• Write and prepare the defense statement and objection over prosecution appeal in due time.
• Prepare and file legal cases/reports on behalf of the HASSEL for various issues related to credit/financings, employees’ etc.
• The legal officer must provide a comprehensive progress report on status of the cases with the court and other relevant government department for activities he/she undertook during the week. This report should be submitted to line manager on each weekend.
• To provide legal advices to all departments of HASSEL.
• Legal claim against customers who have not paid their financings or have been overdue to the justice and Judicial government Departments.
• To follow up the cases in DGCs, courts, Law Departments, General Attorney Office, police, and other related government departments.
• Regularly and continuously representation of the HASSEL and defending for its interests in all governmental and non-governmental organizations.
• To prepare and arrange the contracts and all other legal documents required for all the financings.
• Monitor the process of Tazmin Khat (Guarantee Letter) and other court registry required letters.
• To examine and evaluate the legal status and eligibility of the guarantors for the HASSEL loans.  
• To continuous monitor the movable and immovable properties, which are under the guarantee of HASSEL.
• To cooperate with all other departments of the organization to speed up the loan disbursement process.
• Other job-related tasks as assigned by the line Manager.
• Prepare, review, and provide legal advice on all legal documents including financing agreements.
• Court deals, arranging the execution of mortgages/collaterals, and assistin HASSEL  in legal or other related matters.
• Consult and handle HASSEL’s all legal processes, including but not limited to, credit/financings, lawsuits etc.
• Assist Financing Recovery team for the recovery of the default financings.
• File legal cases in the relevant courts against the defaulter borrowers.
• Execute investigation and gathering factual data regarding the legal status of client’s concerned properties to protect the HASSLE’s interest.
• Meet with government officials, property registries, evaluators, and courts to gather information on the legal status of collaterals.
• Represent the HASSEL  in the formal, judicial, and customary legal systems.
• Participate in judicial sessions and defends the HASSEL’s interests in court trials.
• Participate in the prosecution investigation process regarding the HASSLE’s client and employees.
• Write and prepare the defense statement and objection over prosecution appeal in due time.
• Prepare and file legal cases/reports on behalf of the HASSEL for various issues related to credit/financings, employees’ etc.
• The legal officer must provide a comprehensive progress report on status of the cases with the court and other relevant government department for activities he/she undertook during the week. This report should be submitted to line manager on each weekend.
• To provide legal advices to all departments of HASSEL.
• Legal claim against customers who have not paid their financings or have been overdue to the justice and Judicial government Departments.
• To follow up the cases in DGCs, courts, Law Departments, General Attorney Office, police, and other related government departments.
• Regularly and continuously representation of the HASSEL and defending for its interests in all governmental and non-governmental organizations.
• To prepare and arrange the contracts and all other legal documents required for all the financings.
• Monitor the process of Tazmin Khat (Guarantee Letter) and other court registry required letters.
• To examine and evaluate the legal status and eligibility of the guarantors for the HASSEL loans.  
• To continuous monitor the movable and immovable properties, which are under the guarantee of HASSEL.
• To cooperate with all other departments of the organization to speed up the loan disbursement process.
• Other job-related tasks as assigned by the line Manager.

• Having 3 years’ experience as a Lawyer.
• Having valid license from the Afghan authorities to act as a Lawyer.
• Having proper knowledge of Afghan Laws and juridical system.
• Excellent negotiation and communication skills.
• Analytical ability and serious attention to details.
• Be able to University degree in Sharia or Law.properly communicate in local languages and English.
• Good knowledge of computer programs such as Word, Excel etc.
• Being flexible for travels.

All candidates shall submit thier CVs to this email address ( vacancies@hassel-af.org )and mention the position & vacancy number in their email subject line as obligatory. Those candidates who do not mention about the position and vacancy number as required (Legal and Recovery  Officer – Vanancy #  HASSEL-42) in their email subject line will not be considered for shortlisting purposes.. please ensure that the province name is clearly stated in the subject line.