BarakatPay is an emerging Electronic Money Institution (EMI) project committed to providing secure, innovative, and accessible digital financial services throughout Afghanistan. The Company is dedicated to promoting financial inclusion while maintaining the highest standards of financial management, corporate governance, regulatory compliance, operational excellence, and customer protection.

BarakatPay is an Electronic Money Institution (EMI) project being established in Afghanistan to provide secure, reliable, and innovative digital financial services. The Company is committed to operating in accordance with applicable laws, regulations, and sound financial and corporate governance practices.

The Internal Audit Manager will provide independent and objective assurance on the effectiveness of the organization's governance, risk management, internal controls, and operational processes. The position will assess compliance with applicable regulatory requirements, internal policies, and procedures, with particular focus on the organization's Electronic Money Institution (EMI) operations.

Key Responsibilities

•           Conduct risk-based internal audits of the EMI’s operations, finance, IT, agents, and support functions.

  ·         Evaluate internal controls and identify weaknesses, gaps, and control failures.

  ·         Audit customer and transaction operations, including wallets, payments, transfers, cash-in/cash-out, and reconciliations.

  ·         Review AML/CFT controls including CDD, EDD, transaction monitoring, sanctions screening, reporting, and recordkeeping.

  ·         Review agent controls including agent onboarding, operations, liquidity/float, compliance, and performance.

  ·         Assess financial and safeguarding controls over customer funds, settlement, cash, and reconciliations.

  ·         Review IT and information-security controls, including access management, system changes, backups, cybersecurity, and data protection.

  ·         Assess compliance with DAB requirements, applicable laws, regulations, license conditions, and internal policies.

  ·         Report audit findings with clear risk ratings, root causes, and recommended corrective actions.

  ·         Follow up on audit findings and verify that corrective actions are implemented on time.

  ·         Report significant risks and findings to the senior management and/or Board of supervisors.

  ·         Maintain audit independence, confidentiality, and proper audit documentation.

  ·         Any other task being assigned by the CEO and/or Board of Supervisor.

Required Qualifications and Experience

• Bachelor’s degree  in Accounting, Finance, Auditing, Business Administration and Economics.
• Master's degree in above fields  or CIA is most preferable.

• Minimum 3 years of relevant internal audit experience, preferably in banking, electronic money,  payment services, or financial institutions.
• Professional certification such as CIA, ACCA, CPA is an advantage.
• Strong knowledge of internal controls, risk-based auditing, financial and operational auditing, and regulatory compliance

• Educational qualifications must be obtained from a recognized institution and officially recognized or verified by the Ministry of Higher Education of Afghanistan. Foreign academic qualifications must be supported by an equivalency certificate issued by the Ministry of Higher Education.

• Excellent analytical, reporting, communication, and problem-solving skills.
•  High level of integrity, independence, confidentiality, and professional judgment.

• Good written and spoken English.
• Strong communication skills in Dari and/or Pashto.

Interested candidates are requested to submit the following documents:

1. Updated Curriculum Vitae (CV)
2. Copy of National ID (Tazkira/e-Tazkira) or Passport
3. Educational Certificates and Degrees
4. Recent Passport-size Photograph
5. Relevant Professional Certificates (if available)
6. Employment References (if available)

Applications should be submitted to:

Email: careers@barakatpay.af

Email Subject: Internal Audit Manager – Application

For further information regarding this vacancy, applicants may contact us via WhatsApp.

WhatsApp: +93 (0)700319789

Applications must be submitted through the above email address. For additional information or inquiries regarding this vacancy, applicants may contact us via WhatsApp.

Only shortlisted candidates will be contacted for further assessment and interview.