Ghazanfar Bank, a full-fledged licensed commercial Bank, commenced its operations in March 2009. The Share Holders of the Bank belongs to one of the leading business groups of Afghanistan. As a leading business house Ghazanfar Group is involved in various key businesses sectors as a front runner such as import and distribution of Petroleum/Gas and other various important industrial sectors. Ghazanfar Bank started its operation in Kabul, Afghanistan, and is offering key financial services both under conventional and Islamic Banking. The Bank has since opened up its Branches at various key locations such as Mazar Sharif, Hairatan, Kunduz, Takhar, Pule- Khumri, Jalalabad, Herat, Kandahar, Faryab besides opening another Nine branches at Kabul in Sarai Shahzada, Shar-e-Naw, Karte Naw, Kote Sangi, Lase Maryam, Karte Char , Kabul International Airport Branch and Wazir Akbar Khan. In due course of time, the Bank intends to expand its Branch Network in Kabul as well as at other key locations of the Country.

1. Shariah Compliance & Governance:

• Ensure all Bank products and services comply with Islamic financial principles.
• Develop and implement a Shariah compliance framework for the Bank.
• Establish policies and procedures to align with Shariah regulations and the Afghanistan Central Bank’s Islamic Banking Guidelines.
• Identify Shariah non-compliance risks and recommend corrective actions.
• Monitor the rectification of Shariah audit observations and report non-compliance cases to the Shariah Board.
• Advise on the strategic transition of the bank from a conventional/Islamic window model to a fully Shariah-compliant bank.
• Develop a comprehensive Shariah conversion framework, ensuring that all existing products, contracts, and services align with Islamic finance principles.
• Coordinate with relevant regulatory authorities (e.g., Central Bank,) to obtain necessary approvals and certifications for full-fledged Islamic banking operations.
• Assist in structuring alternative Shariah-compliant financial instruments to replace non-compliant assets and liabilities.

2. Product Development & Advisory:

• Provide Shariah guidance on the development of Islamic banking products (Murabaha, Ijarah, Mudarabah, etc.).
• Review contracts, policies, and operational models.
• Coordinate with business units to develop innovative Shariah-compliant financial solutions.

3. Shariah Board Liaison:

• Act as the primary contact between the Bank and the Shariah Board (SB).
• Arrange and document Shariah Board meetings, ensuring compliance with their rulings.
• Implement the resolutions and recommendations provided by the Shariah Board.

4. Training & Awareness:

• Conduct training sessions for Bank staff on Islamic banking principles.
• Educate customers on Islamic financial products and their compliance with Shariah.
• Develop training materials and manuals for internal use.

5. Regulatory & Risk Management:

• Ensure compliance with Islamic banking regulations set by the Da Afghanistan Bank (DAB).
• Mitigate risks related to non-compliance with Shariah principles.
• Monitor industry trends and regulatory changes impacting Islamic banking.

Education & Qualifications:

• Master Degree in Islamic Jurisprudence (Fiqh al-Muamalat) or Master Degree in Islamic Law and Fiqh
• Certification in Islamic Finance (e.g., AAOIFI, CIPA, CSE) is preferred.

Experience:

• Minimum 8–10 years of experience in Islamic banking, with at least 3 years in a leadership role.
• Proven expertise in Islamic financial products and services.

Skills & Competencies:

• Strong knowledge of Shariah principles and Islamic banking regulations.
• Excellent understanding of financial risk, governance, and compliance frameworks.
• Excellent communication skills to liaise with stakeholders and regulators.
• Strong advisory and audit experience in ensuring Shariah compliance.
• Strong communication, leadership, and negotiation skills.
• Ability to work with Shariah scholars and regulator.
• Strong English Language Skill apart from the national language (Pashto and Dari).

Submission guidelines

1. Please mention specific Job Title and Vacancy numbers in subject line of your E-mail otherwise your application will not be considered.
2. Applicants who meet the above requirements should submit their updated Curriculum vitae (CV) to email address (sr.recruitment-officer@ghazanfarbank.com)
3. Applicants while applying for this position must take in CC entire Email address of (info.ibfd@dab.gov.af) otherwise the applications will not be considered. 
4. Applications received after the deadline will not be considered.
5. Only shortlisted candidates will be contacted for further process.

Submission E-mail

To: (sr.recruitment-officer@ghazanfarbank.com) GB/HRD/14

CC: (info.ibfd@dab.gov.af)