Ghazanfar Bank, a full-fledged licensed commercial Bank, commenced its operations in March 2009. The Share Holders of the Bank belongs to one of the leading business groups of Afghanistan. As a leading business house Ghazanfar Group is involved in various key businesses sectors as a front runner such as import and distribution of Petroleum/Gas and other various important industrial sectors. Ghazanfar Bank started its operation in Kabul, Afghanistan, and is offering key financial services both under conventional and Islamic Banking. The Bank has since opened up its Branches at various key locations such as Mazar Sharif, Hairatan, Kunduz, Takhar, Pule- Khumri, Jalalabad, Herat, Kandahar besides opening another Seven branches at Kabul in Sarai Shahzada, Shar-e-Naw, Karte Naw, Kote Sangi, Lase Maryam, Karte Char, Kabul International Airport Branch and Wazir Akbar Khan. In due course of time, the Bank intends to expand its Branch Network in Kabul as well as at other key locations of the Country.

Job Description:

1. Vetting of all the products offered by the bank under Islamic Banking whether on Asset side or Liability Side and ensuring that these are compliant with Shari’ah and are approved by Shari’ah Committee of the bank and the relevant regularity authority set up for this purpose by DAB or The Government.
2. Vetting of all investment proposals being considered by the bank and ensuring that these fall within the scope of Islamic Banking and are Shari’ah Complaint.
3. Ensuring that Profit payable to the investors and depositors by the bank under Islamic banking are within the scope of Islamic banking and are Shari’ah Compliant and that the procedure adopted for this purpose by the bank remains compliant to the rules and regulations issued by DAB or any other relevant regulatory authority set up for this purpose by the government.
4. Ensuring the Profit recoverable from the clients are on the investment projects under the Islamic banking are within the scope of Shari’ah Compliant banking and that the procedure adopted for this purpose by the bank remains compliant to the rules and regulations issued by DAB or any other relevant regulatory authority set up for this purpose by the government.
5. Ensuring that contacts are made on regular basis with Bank’s appointed Sharia Committee (Shura Ulema), DAB and any other regulatory authority set up by the Government for this purpose for guidance and obtaining their consents where required.
6. Offering explanations about Sharia based banking and the products the bank offers under it to the clients, panel of Ulema or DAB/regulatory authority where required.
7. To issue Fiqah based written statements about Islamic banking based on verdicts from Sharia Committee of the Bank where required.
8. Offering advices to the Bank in the light of Sharia regarding Treatment of Penalties on Shari’ah compliant investment products.
9. Offering advices to the bank in the light of Shari’ah regarding the transfers to be made to Charity Waqaf Fund account and subsequent utilization.
10. Offering advices to the bank on Treatment of profit and Loss under Islamic Banking.
11. Offering advices to the bank on the Accounting Procedures and IT related support for the Islamic banking. 
12. To assess and provide report on the operation of IBW                             from Shari’ah point of view.

Qualifications:

1. MA or BA in Islamic Studies. Islamic jurisprudence (Usul al-Fiqh). Islamic transaction/commercial law (Fiqh ul-Mu'amalat). Knowledge of or at-least familiarity with the banking industry.       

2. Strong knowledge of Shariah & law or Fiqh ul Mu'amalat or experience of at   least 10 years giving religious rulings.

3. Knowledge of or at-least familiar with the banking industry.

Skills

1. Adequate understanding of the detailed responsibilities of the Islamic banking as well as the bank's business, operations and risks.

2. Have adequate time to perform his/her duties as Shariah Advisor at the Bank’s Office.

3. Excellent written and verbal communication Skills Proficiency in local languages and English 

4. Knowledge of investment and Islamic financing industry AAOIFI standards

5. Experience in giving Fatwa’s on Islamic Finance transactions.

6. Good negotiation skill.

7. Computer literacy.

8. Ability to taking the required decisions planning and finding solutions for various problems and challenges.

9. Command on English language.

Submission guidelines

1. Please mention specific Job Title and Vacancy numbers in subject line of your E-mail otherwise your application will not be considered.
2. Applicants who meet the above requirements should submit their updated Curriculum vitae (CV) to email address (sr.recruitment-officer@ghazanfarbank.com)
3. Applicants while applying for this position must take in CC entire Email address of (info.ibfd@dab.gov.af) otherwise the applications will not be considered. 
4. Applications received after the deadline will not be considered.
5. Only shortlisted candidates will be contacted for further process.

Submission E-mail

To: (sr.recruitment-officer@ghazanfarbank.com)

CC: (info.ibfd@dab.gov.af)