Ghazanfar Bank, a full-fledged licensed commercial Bank, commenced its operations in March 2009. The Share Holders of the Bank belongs to one of the leading business groups of Afghanistan. As a leading business house Ghazanfar Group is involved in various key businesses sectors as a front runner such as import and distribution of Petroleum/Gas and other various important industrial sectors. Ghazanfar Bank started its operation in Kabul, Afghanistan, and is offering key financial services both under conventional and Islamic Banking. The Bank has since opened up its Branches at various key locations such as Mazar Sharif, Hairatan, Nayeb Abad Branch, Kunduz, Takhar, Pule- Khumri, Jalalabad, Herat, Kandahar, Faryab besides opening another Nine branches at Kabul in Sarai Shahzada, Shar-e-Naw, Karte Naw, Kote Sangi, Lase Maryam, Karte Char, Kabul Airport Branch and Wazir Akbar Khan. In due course of time, the Bank intends to expand its Branch Network in Kabul as well as at other key locations of the Country.

1. Contract & Product Review
   1. Examine and vet all bank contracts, financing agreements and documentation to ensure Sharia compliance (e.g. Murabaha, Ijara, Musharaka, Mudaraba, etc.).
   2. Collaborate with product development or business units when designing or launching new Sharia-compliant products — provide Sharia counsel and approval sign-off.
2. Transaction Monitoring & Sharia Audit
   1. Review and monitor ongoing banking operations — financing transactions, investments, deposits, fund transfers — for adherence to Sharia rules.
   2. Perform periodic Sharia compliance audits across departments and branches; detect and report any deviations or violations.
3. Implementation of Sharia Board Decisions
   1. Maintain and manage records of fatwas / Sharia rulings / approvals issued by Sharia Supervisory Board.
   2. Ensure enforcement of those rulings in bank operations, procedures, products and contracts.
4. Reporting & Documentation
   1. Prepare regular compliance reports (monthly/quarterly/annual) for the Head of Sharia and for internal/external audit, summarizing compliance status, issues found, and corrective measures.
   2. Maintain updated documentation for all compliance reviews, approvals, exceptions, and remedial actions.
5. Coordination & Advisory Role
   1. Act as internal Sharia adviser — support business, operations, risk, legal, finance departments whenever they face Sharia-related questions.
   2. Work with internal audit, risk & compliance units to integrate Sharia compliance in wider compliance and risk frameworks.
6. Training & Capacity Building
   1. Help design and deliver internal training about Sharia compliance, banking principles, and Sharia standards to staff across departments.
   2. Raise awareness among departments about Sharia policies, guidelines, and regulatory requirements.
7. Continuous Monitoring & Improvement
   1. Keep up-to-date with evolving Sharia standards, rulings and industry best practices.
   2. Recommend improvements in policies, procedures, and internal controls to enhance Sharia compliance.

Required Qualifications & Experience:

• Bachelor’s (or higher) in Islamic Studies / Sharia & Law / Islamic Finance / Banking / Business Administration / Law or related field.
• Formal training or certification in Islamic banking or Sharia compliance (preferred).
• At least 2–3 years of experience in Islamic banking, Sharia department or compliance role, with proven exposure to Sharia-compliant financial products and operations.

Skills & Competencies:

• Strong knowledge of Islamic banking principles and Sharia jurisprudence.
• Ability to review and interpret financial contracts and complex transactions.
• Analytical mindset and strong attention to detail.
• Excellent communication and coordination skills for inter-department collaboration.
• Integrity, professionalism, impartiality in dealing with Sharia compliance issues.

Key Interfaces:

• Reporting to the Head of Sharia Department
• Collaboration with Business/Product Development, Operations, Risk & Compliance, Legal, Finance, Internal Audit teams.

Applicants who meet the above requirements should submit their updated Curriculum vitae (CV)/Resume to (sr.recruitment-officer@ghazanfarbank.com)

Please Mention specific Job Title in subject of your E-mail otherwise your Email will not be considered.

Note only shortlisted candidates will be contacted for further recruitment process.

Submission E-mail

(sr.recruitment-officer@ghazanfarbank.com)